Own Your First Home With Ease
FAQs
There are several mortgage types, including fixed-rate, adjustable-rate (ARM), FHA, VA, and USDA loans. The best mortgage for you depends on your financial goals, credit score, down payment, and how long you plan to stay in the home. We will analyze your specific needs and recommend the best option to suit your financial situation and future plans.
To apply for a mortgage, you'll need to provide proof of income (pay stubs, tax returns), credit history, bank statements, and information about your assets and debts. Additionally, you'll need identification and details about the property you're purchasing. Our team will give you a detailed checklist and assist you in gathering all necessary documents to streamline the application process.
Improving your credit score involves paying down debts, making timely payments, disputing any errors on your credit report, and avoiding new credit inquiries. We recommend checking your credit score several months before applying for a mortgage to give yourself time to make improvements. Our advisors can provide specific strategies tailored to your financial situation to help boost your credit score and secure a better rate.
Office:
2655 Camino Del Rio N #100
San Diego, CA 92108
Call
(866) 815-1803
Email: